Selasa, 17 Juli 2007

Personal Finance

What is Personal Finance ?

Wiki says personal finance is the application of the principles of finance to the monetary decisions of an individual or family unit. It addresses the ways in which individuals or families obtain, budget, save and spend monetary resources over time, taking into account various financial risks and future life events. Components of personal finance might include checking and savings accounts, credit cards and consumer loans, investments in the stock market, retirement plans, social security benefits, insurance policies, and income tax management.

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Apakah Keuangan Pribadi itu ?

Menurut ensiklopedia Wiki, keuangan pribadi adalah aplikasi dari prinsip-prinsip keuangan pada keputusan-keputusan soal uang bagi individu atau keluarga. Meliputi cara bagaimana individu atau keluarga memperoleh, mengatur, menyimpan, dan membelanjakan uangnya sepanjang waktu, termasuk juga resiko-resiko keluangan dan hal-hal yang ingin dilakukan di masa depan. Komponen keuangan pribadi dapat meliputi rekening giro dan tabungan, kartu kredit, pinjaman ritel/konsumen, investasi di bursa saham, dana pensiun, jaminan sosial (misal: jamsostek), polis asuransi, dan pengaturan pajak penghasilan.

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Hello World!

Hi, the blog is my favourite idea and knowledge of what the millionaires investing in and how they manage their personal finance and wealth. Live long and prosper !

Ferdi Ramdhon Nizar

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